The fund

Lower costs through economies of scale

Too many standalone retirement funds in South Africa are operating at unnecessarily high costs. With the AF Access Retirement Fund, you get improved buying power which lowers administrative and insured benefit fees.

Reduced fund-related work

Your key professionals who serve as trustees end up spending time on non-core jobs. In addition, there is a shortage of skills when it comes to people who could serve as trustees. The constant need to upskill and train employees adds to this challenge.

Less fiduciary and litigation risk

Increased regulation and greater market complexity are surfacing just how onerous and enormous fiduciary responsibilities can be.

Better investment outcomes

Access to a wider range of diversified and highly rated investments. This means strong long-term performance with competitive investment fees.

Empowering better decisions

Regular, professionally crafted member communication empowers employees to make better financial decisions, improving their financial future.